It is a basic account and the key to facilities that you benefit from our banking products and services offered by Banka Ekonomike.

You can open a current account in four different currencies: EUR, USD, CHF and GBP.

Opening a current account is free of charge and you can:

• Deposit and withdraw your funds
• Execute various payments within the bank, within the banking system in Kosovo and abroad
• Pay bills
• Receive payments
• Receive the salary

Use Debit and Flexi credit card to make withdrawals or to make payments in POS terminals

Overdraft up to 200% of the salary

Your current account also provides other services such as:

• E-Banking
• SMS Banking
• Standing order
• Direct debit

Savings account helps you save money and at the same time have funds available as well as offers you the opportunity to:

• Save money in Euro currency
• Deposit and withdraw money at any time during working hours without prior notice.
• Earn attractive interest rates
• Regularly save a certain amount of money through standing order without having to come to the bank

While at the same time:

• There are no commissions for opening, closing or maintaining the saving account
• No minimum balance is required

Kids’ savings account offers you the chance for a better future for your children through kids’ savings account “FATOSAT”.

As a parent, you can open FATOSAT (separate) savings account for your kid as long as the kid is under 18, and in this way you can receive the following benefits:

• Deposit at any time and any amount on your kid’s account, free of charge
• Monthly saving opportunities in your kid’s account through standing order, free of charge
• The possibility to withdraw your assets, free of charge
• Monthly additional benefits from a very favorable interest rate
• Security of your assets
• Attractive gifts for kids

Requirements for opening an account:

• Birth certificate of the child
• Parent’s identification card
• Opening the account is free of charge

Think about your kid’s future and start saving now, so that tomorrow you will have a base of assets for your kid’s education and their future goals.

Unlike savings account, Flexi Deposit is only offered to individual clients.

What can you benefit from a Flexible Deposit account?

• Savings in EUR currency
• Save money in the amount of over EUR 500.00
• Deposit at any time
• A withdrawal within a month– free of charge
• Favourable interest rate
• Receive monthly interest
• Regularly save a certain amount of money through standing order, without having to come to the bank in person
• Security of your assets

No provisions for opening, maintaining or closing the flexible deposit account.

You can check the status of the flexible deposit account through E-banking service.

Through term deposits you get transparency, security, profitability and flexibility in your savings plans. Term deposit is your saving and investment at the highest interest rates in the category of savings where you will also benefit: 

• Flexible maturity periods from 1 to 60 months
• There is no commission fee for opening or maintaining the account
• Automatic contract renewal
• Security of your assets

Banka Ekonomike also offers numerous opportunities of term deposits (locking away your funds for a set time) as:

Automatic term deposit with two different options:

• Reinvesting of capital for another term + interest
• Term deposit of capital only, while interest is transferred to the current account

Interest earned in an automatic mode can be transferred to other accounts in Banka Ekonomike such as:

Savings account, current account etc.

Cover loan

Besides the term deposits, you can get loans at very affordable interest rates (deposit cover loans). Use as a loan cover during the active period of the deposit.

Banka Ekonomike informs all its clients that starting from January 1, 2024 (based on the CBK Regulation on Access to Payment Accounts with Basic Services), the provision of a payment account with basic services for vulnerable categories, with basic services for managing your finances free of charge, comes into effect.

Services included with 0% commission in the Basic Current Account Package:

• Deposit in branch
• Deposit at ATM within the bank / outside the bank
• Withdrawal at branch
• Withdrawal at ATM within the bank / outside the bank
• Direct debit
• Payments via debit card – at payment terminals (POS)
• Payments via debit card – Online/E-Commerce
• Transfers within the bank – at the branch
• Transfers within the bank – E-banking
• Transfers within accounts of the same client – at the branch
• Transfers within accounts of the same client – E-banking
• Account opening
• Account maintenance
• Issuance of E-banking service
• Payment order within the bank

The basic account is offered exclusively in EUR currency only for new and existing individual clients (natural persons).

For more information about the free basic account for vulnerable categories, please visit our nearest branch, or contact the Call Center at 038 500 500 and 049 733 322.

We are pleased to announce that we have launched a new product for students! The student package is designed to offer a current account, debit card and savings account, all without monthly fees.

This product is available to students from the age of 16.

With the student account, students can benefit from:

• Current account without monthly fees, allowing them to manage their finances without unnecessary worries.
• Debit card for safe and easy purchases, offering them a convenient way to use their money.
• Savings account, which allows them to build a safe fund for the future and benefit from interest rates.
• In addition, we offer a special book/brochure for financial education of students, where they can learn about financial management, the importance of savings and how to plan for their future.

Join us today to learn more and begin your journey to successful financial management!