Leasing
In addition to other credit products, Banka Ekonomike offers financing through Leasing for the following categories:
- Vehicle
- Real Estate
- Equipment / Machinery
Meeting the needs of our clients, whether they are:
- Individuals
- Businesses (SMEs)
- Corporations (Large Enterprises)
General Information
Leasing is one of the types of financial services, the concept of which is the rental of an asset until the final payment.
This process occurs when the Lessor finances the Lessee with financial means to purchase the asset, which remains the property
of the Lessor until the final installment is paid by the Lessee, in accordance with the contract between both parties.
Banka Ekonomike offers financial leasing that involves three parties:
- Lessor – Banka Ekonomike
- Lessee – The client who meets the conditions for leasing
- Asset Seller – The supplier from whom the asset is purchased
Advantages of financing through Leasing:
- Financing without mortgage or collateral
- Fast approval
- Competitive interest rate in the banking market
- No guarantor required