Private Loans
Private loans are offered in order to fulfill your current private needs or to improve your living conditions.
- Loan amount: from €500 to €30,000
- Designation:
– Private needs (consuming).
– Improvement of living conditions.
– Purchase of household equipment, technology.
– Purchase of vehicles (new or used)
– Tuition / education
- Maturity: up to 10 years
- Grace period: up to 3 months
- Payment plan: regular or irregular
- Up to EUR 10,000 without co-debtor
- For state and public institutions employees, without guarantors
- Mortgage: up to EUR 30,000 without mortgage
The bank reserves the right to request additional documents as is reasonably necessary.
Renovation Loan
Improvement loans are intended to improve your living conditions.
- Loan amount: from €10,000 to €100,000
- Designation: Improvement of the house or apartment, expansion of the existing environment
- Maturity: up to 15 years
- Grace period: up to 6 months
- Payment plan: regular or irregular
- For employees in state and public institutions, without guarantors
- Mortgage: up to EUR 30,000 without mortgage
The bank reserves the right to request additional documents as is reasonably necessary
Mortgage loans
Mortgage loans are intended for the purchase of real estate (land, houses, flats) and for the construction of residential houses.
- Loan amount: from €20,000 to €350,000
- Designation: improvement of the house or apartment, expansion of the existing environment
- Maturity: up to 30 years
- Grace period: up to 12 months
- Payment plan: regular or irregular
- Co-debtor: Yes
- Guarantor: not applied
- Mortgage: over €30,000
The bank reserves the right to request additional documents as is reasonably necessary.
Loan with deposit
These are loans intended for various needs.
The loan is allowed up to 100% of the amount of the term deposit in EUR or 110% of the exposure value in other currencies with euro parity.
Attractive interest rates.
The bank reserves the right to request additional documentation.
For more information, please contact our branches throughout Kosovo or call our Call Center at the following contact numbers:
+383 (0) 38 500 500 and +383 49 733 322
Car loan
These are loans intended for the purchase of new or used cars.
Loan terms and conditions:
Loan amount: from 5,000 – 50,000 EUR
Loan repayment term: up to 72 months
Collateral: financed vehicle
Down payment: 15% for new cars, 20% for used cars
It is enough to receive your salary through the Economic Bank or bring confirmation from your employer that your salary will be processed through the Economic Bank, and you can immediately apply for a car loan.
Loans are also offered for renters and self-employed individuals.
Simple application procedure. Quick approval.
Required documents:
Personal identification document
Employment contract
Confirmation from employer regarding salary processing (if you do not receive your salary through the Economic Bank)
The bank reserves the right to request additional documentation
For more information, please contact our branches throughout Kosovo or call our Call Center at the following contact numbers:
+383 (0) 38 500 500 and +383 49 733 322
Overdraft for individuals
If you need additional funds in your account, you can use up to 200% of your salary amount at any time.
It is enough to have your ID card and employment contract.
- No collateral is required,
- No guarantor is required,
Very fast and easy procedure!
(do not borrow, withdraw from your salary)
This applies to all clients who receive their salary through the Economic Bank.
