If you need extra money in your account then credit cards are the right solution for you. Mastercard Flexi , VISA Classic and VISA Gold are credit cards that allow you to access your account in which your credit limit is approved.
Mastercard Flexi, VISA Classic, VISA Gold cards are also dedicated to purchases at any point of sale (POS terminal) in Kosovo and at millions of points of sale anywhere in the world, in stores, supermarkets, restaurants, travel agencies, gas stations and anywhere else where the VISA or Mastercard logo is displayed.
You can withdraw at any Banka Ekonomike ATM, or at any other ATM where the VISA or Mastercard logo is displayed, in Kosovo and worldwide. With credit cards you can also make purchases of goods or services via the Internet.
Use at points of sale (POS terminals) and ATMs worldwide
- Access 24 hours a day, 7 days a week
- Use of credit limit in accordance with your requirements
- Minimum monthly payment 10% of the total debt
- Withdraw cash up to 50% of the card limit
- Easy card management through E-Banking
The benefits of using contactless card technology are:
- Payments are made easily,
- Payments are made quickly (no need to read the card from the POS or enter the PIN),
- Payments are made securely.
Insert your card into the ATM and then select your preferred language (Albanian or English)
After selecting your preferred language, enter your card code (PIN).
After entering your card code (PIN), select the option for the action you wish to perform (cash withdrawal, account balance, etc.).
The ATM always displays the desired option, so simply follow the instructions on the screen.
To make purchases, it is necessary that the card and the POS terminal where the transaction is made are licensed with the technology (NFC – Near Field Communication) in which case payments are made through radio magnetic waves.
Payments are made possible at close range where communication is made through the antenna technology that is located on the card.
When making a payment, the user offers the card at close range (up to 4 cm) with the POS terminal and for amounts up to certain limits, the transaction is made without entering a PIN or signing the receipt.
- To make a purchase at a point of sale (POS terminal), you simply swipe your card at the terminal (by you or the seller).
- Then, you must enter your card code (PIN).
- After you swipe your card at the point of sale (POS terminal), the transaction is successful, and the seller must give you a receipt to sign, which remains with the merchant, and a second receipt, which you must keep.
- To make an online purchase, you must first select the card type
- Then you must enter the card number, the cardholder’s name, and the card’s expiration date
- And finally, the three-digit CVC code (for MasterCard cards) or CVV2 (for Visa cards), which is located on the back of the card, is entered
(For online purchases, the PIN code is never entered. The PIN code is used only for purchases at points of sale (POS terminals) and for ATM withdrawals).
Banka Ekonomike enables secure online transactions through the 3DS platform.
In case of difficulties with purchases, contact the 24/7 Call Center, at the phone numbers 038 500 500 & 049 733322.
To obtain these cards, you must have an account open at Banka Ekonomike.
