MasterCard Flexi is a credit card which gives you access to your account, where your credit limit is approved.

If you need extra money in your account then credit cards are the right choice for you.

MasterCard Flexi card is also intended for purchases at any POS in Kosovo and millions of points of sale all over the world, in shops, supermarkets, restaurants, travel agencies, gas stations and anywhere where MasterCard logo is displayed.

You can withdraw at any ATM of Economic Bnak or at any other ATM where MasterCard logo is displayed, in Kosovo and worldwide. With the credit card MasterCard Flexi you can also make online purchases of goods or services

Advantages and benefits

• Use at points of sale and ATMs worldwide
• Access 24 hours a day, 7 days a week
• Purchase of goods/services at points of sale of Banka Ekonomike in INTEREST-FREE INSTALLMENTS
• Earn BONUS points up to 1%  at merchants who are part of the bonus program
• Purchasing goods and services online
• The use of credit limit in accordance with your needs,  a time period of 45 days to pay the debt
• Minimum monthly payment 10% of total liability
• Cash withdrawals up to 50% of credit card limit
• Easy management of the card through e-banking

What does interest-free installment mean?

Interest-free Instalments is a possibility provided by MasterCard Flexi cards through which you can purchase products and services on installments without being charged interest. With this card you can divide payments to up to 18 installments, depending on the merchant.  If the installment payment is made until the payment day (05 of the following month) then there is no interest charged, but if the payment is not made by the due date, then the regular interest according to applicable price list is applied.

Instructions for using the cards

•    Insert your card into the ATM and then select the desired language (Albanian or English)
•    After selecting your preferred language, enter the card code (PIN).
•    Upon entering your PIN, select the option for action you desire to perform (withdraw cash, balance sheet, etc.).
•    The ATM always displays the desired selection, so just follow the screen instructions.

Instructions for using the cards at points of sale

•    To make a purchase at a POS terminal you (you or the seller) should simply insert the card in the terminal).
•    Next, you should enter card code (PIN).
•    After you insert the card on POS terminal, the transaction is successful, and then the seller must give you a bill to sign, which the merchant keeps, and a second bill which you should keep.

Instructions for using cards online

•    To purchase online you have to first choose the type of card.
•    Then enter the card number, the cardholder name and the expiry date of the card.
•    And finally enter the three digit CVC code (for MasterCard cards) or CVV2 (for Visa cards), which is located at the back of the card.

(When purchasing online, the PIN code should never be entered. The PIN code is only used for purchases at points of sale (POS) and ATM withdrawals).
In order to be equipped with these cards you must have an account with Banka Ekonomike

VISA PLATINUM – A WORLD FULL OF PRIVILEGES

Banka Ekonomike proudly introduces, for the first time in Kosovo, the metal credit card Visa Platinum.

The Visa Platinum credit card gives you access to your account with an approved credit limit.

With Visa Platinum, you enter a world full of privileges, higher limits, and greater purchasing power.

Benefits of the Visa Platinum credit card:

• Free access to business lounges with Lounge Key: 2 free visits per year for Visa Platinum cardholders at over 1,200 lounges worldwide in the Lounge Key program.
• Priority boarding service with yQ Meet and Assist at international airports: Available in over 240 airports worldwide, up to 15% discount on yQ services. Separate boarding lane with no queues. Offer valid until October 25, 2025, with possible extension.
• Discounts on hotel bookings via agoda.com: Up to 12% discount on accommodation in over 300,000 hotels worldwide. Offer valid until January 31, 2025, with possible extension.
• Up to 35% discount on car rentals from Avis: All Visa Platinum cardholders enjoy up to 35% discount on Avis car rentals. Offer valid until December 31, 2024, with possible extension.
• Insurance services:
• Purchase protection: Insurance against loss, theft, or accidental damage within 90 days of purchase;
• Compensation for flight or baggage delay over 4 hours.
• GCAS – Global Customer Assistance Services:
• Blocking lost or stolen cards;
• Emergency card replacement in case of loss/theft;
• Emergency cash withdrawal in over 27,000 locations worldwide;
• 24/7 phone support for cardholders.
• Assistance with international medical and travel information:
• Travel destination vaccination information;
• Medical institutions in the travel destination;
• Doctor contact and consultation services.